Resource Conservation and Rangeland Development Loan Program (RCRDP)
The SWC provides low-interest loans to agricultural operators to install practices for the enhancement of soil and water resources, improvement of riparian areas and fish and wildlife habitat, and to increase agricultural productivity. Loan applications must be originated and approved at the local conservation district and accompanied by conservation plans designed and approved by an appropriate technical agency.
Required Forms and Documentation
- Loan Application
- District Ranking Form
- Conservation Plan (To be completed by NRCS or by using Idaho OnePlan)
- Conservation Data Sheet
- NRCS Release Form
- Balance Sheet
- Itemized Project Bid or Quote
- Last three years of filed Federal and State Income Tax Records including schedules
- Proof or verification of water rights (if applicable)
- Photocopy of applicantís driverís license
- Current Tax Assessment on the parcel described in the Conservation Plan
What you can expect
Interested parties should first meet with their local conservation district. Once the conservation plan has been completed, the district board will review the project and submit a District Ranking Form to the Commission for consideration.
Next, applicants must complete the Loan Application, Balance Sheet, and NRCS Release Form to submit to the Commission along with the District Ranking Form, Conservation Plan, and Conservation Data Sheet. The Commission will also need the last three years of filed Federal Income Tax Records including all schedules, proof or verification of water rights (if applicable), a photocopy of a valid driverís license, and a current Tax Assessment from the local assessorís office.
Once all required documentation has been received, the loan officer and staff will complete the underwriting process which includes the review of a tri-merge credit report of each applicant listed. Additional materials or information in support of the Loan Application may be requested from the applicant at this time.
The Commission will meet monthly in order to discuss pending loan business. Applications must be received at least 30 days prior to the meeting in order to be considered, otherwise, it will be added to the following monthís business. Please refer to the Calendar for meeting dates and deadlines.
Borrowers will be notified within one week of the Commission meeting to the disposition of their application and what action to take next. Please note that the loan commitment is only valid for six (6) months from the approval date. One six-month extension is allowed with a written request for extension and verification of need.
Funds shall not be disbursed prior to the execution and signing of the appropriate loan documents, receipt of work completed, and certification of technical adequacy. Funds are subject to availability and 5% of loan amount shall remain undisbursed until project completion and certification.
Please contact the Idaho Soil & Water Conservation Commission for more information.